In article <d8qaak$e50$1@nemesis.news.tpi.pl>, walsky=NOSPAM=@konto.pl
says...
> Witam,
> Czy ktos z Szanownych Grupowiczow orientuje sie moze, czy istnieja banki, w
> których MY (Wspolnotowi wszak Europejczycy) moglibysmy otwierac konta
> on-line w sposob w jaki robi sie to w przypadku Inteligo badz mBanku?
>
> Probowalem wszystkie banki w Anglii i wiekszosc w USA (lacznie z Hawajami)
> ale powiedzieli mi, ze:
> 1. w Anglii nie da sie zrobic bez "naziemnej" (fizycznej) obecnosci w
> ktoryms z odzialow danego banku ;(
> 2. w USA trzeba byc "tambylcem" albo chic miec zielona karte, a tak naprawde
> chodzi o posiadanie Social Security ;(.
>

Jesli chodzi o USA (dla nie-rezydentow). Moj znajomy otworzyl rachunek w
Bank of America bez zadnego SSN. Musial tylko wypelnic certyfikat
nierezydencji (W8-BEN). POnizej cytaty z dwoch stron internetowcyh Chase
i Wells Fargo


AP


1. Chase ...
In order to expedite your application, please be sure to follow the
steps below, complete the appropriate forms, and mail them to:


1. Fill out and sign the Relationship Account Application Form and
Signature Card. Remember, if you're applying for a joint account, both
parties must sign both forms. If you are opening more than one account,
please sign and return two signature cards.
2. Have your signature on the Signature Card notarized or verified by
your local U.S. Consulate at your U.N. Financial Counselor Office, or at
your local Apostile. Either office should apply their official seal.

* Non-U.S. citizens must complete the W8-BEN tax form.
* U.S. citizens must complete the W9 tax form.

1. Fill out and sign the Client Information Form.
2. Complete and sign the Client Authorization Agreement enabling
Chase to carry out instructions that you give by phone, fax or mail.
3. Include the Bank Reference Letter form completed and signed by
your bank.
4. Include current passport photocopies for all applicants.
5. If you would like to request additional products or services, such
as Bill Pay or Custom Mail, be sure to include the appropriate
documentation.

* Be sure to enclose your initial deposit to be placed into your
account. Your deposit check should be payable in U.S. dollars and made
out to yourself—not to JPMorgan Chase Bank, N.A.. You should also
endorse the back of your check and write "For Deposit Only" below your
signature.

2. Wells Fargo:

Wells Fargo International Personal Banking (IPB) is a virtual, retail
branch that offers a suite of US dollar financial solutions to
international customers. If you are a foreign national moving to the US
or a US citizen going abroad, we can make international banking easier
and more convenient.

Available Financial Solutions

The IPB Fact Sheet (PDF*) includes information about the benefits of
IPB's services and financial solutions available to you.

* Checking accounts with Check Card and available overdraft
protection
* Savings or money market accounts with ATM card
* Time deposit (CD) accounts
* Domestic and international wire transfers
* Online banking available with US Bill Pay1
* Foreign currency exchange services
* Specialized credit programs for foreign nationals such as credit
cards, auto loans, and mortgages2
* Access to other Wells Fargo products and services including
investments3, wealth management, and insurance4


Contact us to speak to one of our multilingual Client Relationship
Officers.
Apply for an IPB Account
If you are an individual applying on your own, or an employee
participant in the International Assignee Program (IAP), you may apply
here. In order to apply for an IPB account, you must match one of these
profiles:

* You are a foreign national living in the US, or preparing to move
to the US, to work, study or live, or
* You are a US citizen living abroad, or preparing to move abroad,
to work, study or live

Apply Now

International Assignee Program (IAP) for Global Companies
IPB also offers a specialized program for global companies that are
relocating employees internationally. Contact us to see how we can
customize a financial services program for your international assignees.
Apply now if you are an employee whose company is participating in this
program and wish to open an account.