On Mon, 01 Jul 2013 12:02:08 -0500, witek
<w...@g...pl.invalid> wrote:

>A.L. wrote:
>> On Mon, 01 Jul 2013 02:58:54 -0500, witek
>> <w...@g...pl.invalid> wrote:
>>
>>> A.L. wrote:
>>>> On Sun, 30 Jun 2013 23:19:09 +0200, "J.F."
>>>> <j...@p...onet.pl> wrote:
>>>>
>>>>> Dnia Sun, 30 Jun 2013 11:48:07 -0500, A.L. napisał(a):
>>>>>> W USA chip do niczego sie nei nada. Wszystkie karty, wszedzie sa "na
>>>>>> podpis". Chipa nikt na oczy nie widzial, a lak zobaczy to nei bedzie
>>>>>> wiedzial co z nim zrobic.
>>>>>
>>>>> I co - nie kradna ?
>>>>>
>>>>> J.
>>>>
>>>> Co "kradna"?... Jarty? Jak sie pilnuje to nie kradna
>>>>
>>>> A.L.
>>>>
>>>
>>> kradna, ale bazy danych z kartami, a nie karty, wiec pilnowanie kart
>>> jest bez sensu.
>>
>> Pilnowanie kart jest z sensem, bo jak zgubisz karte to jej nie masz,
>
>mam inna.
>
>> tzreba robic telefony tui tam, czekac na nwoa itede
>
>no straszne, zadzwonic na infolinie, czekac na karte? po prostu uzywa
>sie nastepnej.
>
>

Przytrafilo ci sie to kiedys?...

>>
>> Nie mowiac o ewentualnych kosztach
>>
>
>zerowe.

Uhum..

Financial liability. Under federal law, your maximum liability for
unauthorized use of a credit card is $50; if the charges were made
after you report the card lost or stolen, you have no liability. In
addition, many credit card networks provide "zero liability"
protection if you promptly report the loss.

Liability for debit card losses is slightly different. Debit card
transactions that you signed for (called "offline" transactions)
typically are protected by "zero liability" policies similar to those
for credit cards. If you report the loss within two business days,
your maximum liability is $50 -- although most banks and credit unions
will waive this fee. That limit rises to $500 after two days; and if
you don't notify your financial institution within 60 days of
receiving a statement showing unauthorized transactions, you could be
liable for the entire amount -- although most financial institutions
limit your liability to $50.

A.L.

P.S. Zdaje sie ze twoja wiedza o USA pochodzi z letniego programu Work
& Travel. Dla studentow