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eGospodarka.plFinanseGrupypl.biznes.bankiKarty bez chipa i karty kredytowe za granicąRe: Karty bez chipa i karty kredytowe za granicą
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    From: "MK" <m...@i...pl>
    Newsgroups: pl.biznes.banki
    Subject: Re: Karty bez chipa i karty kredytowe za granicą
    Date: Thu, 10 Jul 2008 08:12:58 +0200
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    "MK" <m...@i...pl> wrote in message
    news:g548eq$gms$1@inews.gazeta.pl...
    >
    > O sposobie autoryzacji transakcji decyduje wystawca karty. W Polsce dla
    > zdecydowanej wiekszosci kart jest to autoryzacja online. Jakos nie
    > przypominam sobie aby byla tam informacja o tym czy to karta kredytowa czy
    > debetowa.
    >

    Dla uzupelnienia...

    SC: Service Code. 3 digits:

    Digit 1 (most significant): Interchange and technology:

    0: Reserved for future use by ISO.
    1: Available for international interchange.
    2: Available for international interchange and with integrated circuit,
    which should be used for the financial transaction when feasible.
    3: Reserved for future use by ISO.
    4: Reserved for future use by ISO.
    5: Available for national interchange only, except under bilateral
    agreement.
    6: Available for national interchange only, except under bilateral
    agreement, and with integrated circuit, which should be used for the
    financial transaction when feasible.
    7: Not available for general interchange, except under bilateral agreement.
    8: Reserved for future use by ISO.
    9: Test.

    Digit 2: Authorization processing:

    0: Transactions are authorized following the normal rules.
    1: Reserved for future use by ISO.
    2: Transactions are authorized by issuer and should be online.
    3: Reserved for future use by ISO.
    4: Transactions are authorized by issuer and should be online, except under
    bilateral agreement.
    5: Reserved for future use by ISO.
    6: Reserved for future use by ISO.
    7: Reserved for future use by ISO.
    8: Reserved for future use by ISO.
    9: Reserved for future use by ISO.

    Digit 3 (least significant): Range of services and PIN requirements:

    0: No restrictions and PIN required.
    1: No restrictions.
    2: Goods and services only (no cash).
    3: ATM only and PIN required.
    4: Cash only.
    5: Goods and services only (no cash) and PIN required.
    6: No restrictions and require PIN when feasible.
    7: Goods and services only (no cash) and require PIN when feasible.
    8: Reserved for future use by ISO.
    9: Reserved for future use by ISO.

    MK

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